Finally! I've found a moisturizer with SPF that doesn't make me break out, dry me out, or grease me up. It absorbs almost instantly, and leaves my skin feeling wonderfully soft (just ask my husband). My skin is combination-dry, but towards the spring/summer I get oily in the t-zone, and so far it's done great in both winter and spring. The only reason it got a 4 was because of the price, but a little goes a long way, so it's worth it!